Component	Amount
Empower Net Worth	$2,222,234
Vehicle & Boat Equity	+$60,396
TRUE Net Worth	$2,282,630

Asset	Value	Debt	Equity
Porsche 911 GTS	$220,000	$267,000	-$47,000
Lambo Sterrato	$295,000	$220,460	+$74,540
Bronco Raptor	$78,000	$97,394	-$19,394
Ford F250	$68,000	$96,956	-$28,956
Sunsation Boat	$480,000	$398,794	+$81,206
TOTAL	$1,141,000	$1,080,604	+$60,396

Category	Amount
Cash & Bank Accounts	$1,620,087
Investment Accounts	$105,284
Home Value	$2,902,600
Vehicles & Boat (Est.)	$1,141,000
TOTAL ASSETS	$5,768,971

Liability	Balance	APR	Monthly
Mortgage	$2,374,049	-	$22,779
Porsche 911 GTS	$267,000	7.99%	$3,722
Lamborghini Sterrato	$220,460	9.24%	$3,999
Ford Bronco Raptor	$97,394	7.60%	$1,694
Ford F250	$96,956	7.64%	$1,635
Sunsation Boat	$398,794	7.74%	$3,271
Other (Empower)	$31,688	-	-
TOTAL LIABILITIES	$3,486,341		$37,100

Type	Amount
Total Income	$615,422
Total Expenses	-$355,971
NET CASH FLOW	+$259,451

Account	Value	Return
Schwab Brokerage	$65,942	+5.50%
401(k)	$39,343	+3.20%
TOTAL	$105,285	+5.50%

Highland Private Office

January 2026 Monthly Report

Financial Overview

Total Net Worth
$2,282,630
Includes Vehicle/Boat Equity
Click for details

Total Assets

$5,768,971

Click for breakdown

Total Liabilities

$3,486,341

Click for details

Monthly Cash Flow

+$259,451

Click for breakdown

Investments

$105,285

+5.50% YTD

Click for details

Net Worth Over Time

2026 Progress - Updated monthly

Performance vs Benchmarks

Portfolio (31-Day Return)

+5.50%

S&P 500

+2.71%

Bond Index

+0.30%

Income vs Expenses

Monthly Income

$615,422

Monthly Expenses

$355,971

Net Savings

$259,451

Asset Breakdown

Asset Allocation

Expense Categories - January

2026 Goals Progress

Investment Goal

Target: $1,000,000 invested

$105,285 current 10.5%

Emergency Fund

Target: $550,000

$50,000 current 9%

Vehicle Debt Payoff

Target: Pay off all vehicles

$1.08M remaining 0%

Vehicle & Asset Debt

Includes estimated current market values and equity calculations.

2026 Porsche 911 Carrera GTS 7.99% APR

Loan Balance $267,000

Est. Value ~$220,000

Equity -$47,000

Payment: $3,722/mo

2023 Lamborghini Huracan Sterrato 9.24% APR

Loan Balance $220,460

Est. Value ~$295,000

Equity +$74,540

Payment: $3,999/mo

2025 Ford Bronco Raptor 7.60% APR

Loan Balance $97,394

Est. Value ~$78,000

Equity -$19,394

Payment: $1,694/mo

2025 Ford F250 Super Duty 7.64% APR

Loan Balance $96,956

Est. Value ~$68,000

Equity -$28,956

Payment: $1,635/mo

2026 Sunsation 32CCX 7.74% APR

Loan Balance $398,794

Est. Value ~$480,000

Equity +$81,206

Payment: $3,271/mo

Mortgage

Loan Balance $2,374,049

Home Value $2,902,600

Equity +$528,551

Payment: $22,779/mo

Debt Summary

Category	Total Debt	Est. Value	Net Equity	Monthly Payment
Vehicles & Boat	$1,080,604	$1,141,000	+$60,396	$14,321/mo
Mortgage	$2,374,049	$2,902,600	+$528,551	$22,779/mo
TOTAL	$3,454,653	$4,043,600	+$588,947	$37,100/mo

Top Expenses - January 2026

Category	Description	Amount
Taxes	ADP Tax Payment	-$202,900
Taxes	ADP Tax Payment	-$36,097
Home Improvement	Arhaus Furniture (x2)	-$25,558
Mortgage	Newrez Monthly Payment	-$22,779
Travel	Airbnb	-$9,931
Loans	Vehicle Payments	-$14,321
Online Services	UL Audio	-$4,887
401k	ADP 401k Contribution	-$3,620
Insurance	USAA, GEICO, Florida Blue	-$2,979

The Action List

Speak with accountant about pending tasks (updating salaries, maxing 401k, etc.) High

Calculate how much we can transfer into investment accounts each month High

Move bulk of cash to HYSA High

Onboard with Tyler Done

Discuss Warehouse Options Medium

Go Over Debt Payoff Plan High

Cancel Unnecessary Recurring Charges Medium

Go over Credit Card options Low

Living The Dream

Mycelltronix Payroll	$561,667
Venmo/Transfers	$45,000
Other Income	$8,755

Your Portfolio (31-day)	+5.50%
S&P 500 (31-day)	+2.71%
Bond Index (31-day)	+0.30%